This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
The domain name www.bengalisinhyderabad.com (hereinafter referred to as "Website") is owned by Bengalis in Hyderabad, a society under the Andhra Pradesh Societies Registration Act., 2001 (Act No. 35 of 2001) with its registered office at Plot No. 36, Bank Colony, R. K. Puram, Secunderabad, Andhra Pradesh 500 056, Andhra Pradesh , India.
Use of the Website is available only to persons who can form legally binding contracts under Indian Contract Act, 1872. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to use the Website. If you are a minor i.e. under the age of 18 years, you shall not register as a User of the Bengalis in Hyderabad website and shall not transact on or use the website. As a minor if you wish to use or transact on website, such use or transaction may be made by your legal guardian or parents on the Website. Bengalis in Hyderabad reserves the right to terminate your membership and / or refuse to provide you with access to the Website if it is brought to Bengalis in Hyderabad’s notice or if it is discovered that you are under the age of 18 years.
Your Account and Registration Obligations
When You use the Website or send emails or other data, information or communication to us, You agree and understand that You are communicating with Us through electronic records and You consent to receive communications via electronic records from Us periodically and as and when required. We may communicate with you by email or by such other mode of communication, electronic or otherwise.
Platform for Transaction and Communication
The Website is a platform that Users utilize to meet and interact with one another for their transactions. Bengalis in Hyderabad is not and cannot be a party to or control in any manner any transaction between the Website’s Users.
All commercial/contractual terms are offered by and agreed to between Buyers and Sellers alone. The commercial/contractual terms include without limitation price, shipping costs, payment methods, payment terms, date, period and mode of delivery, warranties related to products and services and after sales services related to products and services. Bengalis in Hyderabad does not have any control or does not determine or advise or in any way involve itself in the offering or acceptance of such commercial/contractual terms between the Buyers and Sellers.
Bengalis in Hyderabad does not make any representation or Warranty as to specifics (such as quality, value, salability, etc) of the products or services proposed to be sold or offered to be sold or purchased on the Website. Bengalis in Hyderabad does not implicitly or explicitly support or endorse the sale or purchase of any products or services on the Website. Bengalis in Hyderabad accepts no liability for any errors or omissions, whether on behalf of itself or third parties.
Bengalis in Hyderabad is not responsible for any non-performance or breach of any contract entered into between Buyers and Sellers. Bengalis in Hyderabad cannot and does not guarantee that the concerned Buyers and/or Sellers will perform any transaction concluded on the Website. Bengalis in Hyderabad shall not and is not required to mediate or resolve any dispute or disagreement between Buyers and Sellers.
Bengalis in Hyderabad does not make any representation or warranty as to the item-specifics (such as legal title, creditworthiness, identity, etc) of any of its Users. You are advised to independently verify the bona fides of any particular User that You choose to deal with on the Website and use Your best judgment in that behalf.
Bengalis in Hyderabad does not at any point of time during any transaction between Buyer and Seller on the Website come into or take possession of any of the products or services offered by Seller nor does it at any point gain title to or have any rights or claims over the products or services offered by Seller to Buyer.
At no time shall Bengalis in Hyderabad hold any right, title or interest over the products nor shall Bengalis in Hyderabad have any obligations or liabilities in respect of such contract entered into between Buyers and Sellers. Bengalis in Hyderabad is not responsible for unsatisfactory or delayed performance of services or damages or delays as a result of products which are out of stock, unavailable or back ordered..
The Website is only a platform that can be utilized by Users to reach a larger base to buy and sell products or services. Bengalis in Hyderabad is only providing a platform for communication and it is agreed that the contract for sale of any of the products or services shall be a strictly bipartite contract between the Seller and the Buyer.
At no time shall Bengalis in Hyderabad hold any any right, title or interest over the products nor shall Bengalis in Hyderabad have any obligations or liabilities in respect of such contract.
Bengalis in Hyderabad is not responsible for unsatisfactory or delayed performance of services or damages or delays as a result of products which are out of stock, unavailable or back ordered.
You shall independently agree upon the manner and terms and conditions of delivery, payment, insurance etc. with the seller(s) that You transact with.
Disclaimer: Pricing on any product(s) as is reflected on the Website may due to some technical issue, typographical error or product information published by seller may be incorrectly reflected and in such an event seller may cancel such your order(s). 9. You release and indemnify Bengalis in Hyderabad and/or any of its officers and representatives from any cost, damage, liability or other consequence of any of the actions of the Users of the Website and specifically waive any claims that you may have in this behalf under any applicable law. Notwithstanding its reasonable efforts in that behalf, Bengalis in Hyderabad cannot take responsibility or control the information provided by other Users which is made available on the Website. You may find other User's information to be offensive, harmful, inconsistent, inaccurate, or deceptive. Please use caution and practice safe trading when using the Website. Please note that there could be risks in dealing with underage persons or people acting under false pretence.
Charges Membership on the Website is free for buyers. Bengalis in Hyderabad does not charge any fee for browsing and buying on the Website. Bengalis in Hyderabad reserves the right to change its Fee Policy from time to time. In particular, Bengalis in Hyderabad may at its sole discretion introduce new services and modify some or all of the existing services offered on the Website. In such an event Bengalis in Hyderabad reserves the right to introduce fees for the new services offered or amend/introduce fees for existing services, as the case may be. Changes to the Fee Policy shall be posted on the Website and such changes shall automatically become effective immediately after they are posted on the Website. Unless otherwise stated, all fees shall be quoted in Indian Rupees. You shall be solely responsible for compliance of all applicable laws including those in India for making payments to Bengalis in Hyderabad.
Disclaimer of Warranties and Liability This Website, all the materials and products (including but not limited to software) and services, included on or otherwise made available to You through this site are provided on “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing. Without prejudice to the forgoing paragraph, Bengalis in Hyderabad does not warrant that: • This Website will be constantly available, or available at all; or • The information on this Website is complete, true, accurate or non-misleading.
Bengalis in Hyderabad will not be liable to You in any way or in relation to the Contents of, or use of, or otherwise in connection with, the Website. Bengalis in Hyderabad does not warrant that this site; information, Content, materials, product (including software) or services included on or otherwise made available to You through the Website; their servers; or electronic communication sent from Us are free of viruses or other harmful components. Nothing on Website constitutes, or is meant to constitute, advice of any kind. All the Products sold on Website are governed by different state laws and if Seller is unable to deliver such Products due to implications of different state laws, Seller will return or will give credit for the amount (if any) received in advance by Seller from the sale of such Product that could not be delivered to You. You will be required to enter a valid phone number while placing an order on the Website. By registering Your phone number with us, You consent to be contacted by Us via phone calls and/or SMS notifications, in case of any order or shipment or delivery related updates. We will not use your personal information to initiate any promotional phone calls or SMS.
Services Payment While availing any of the payment method/s available on the Website, we will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to You due to: 1. Lack of authorization for any transaction/s, or 2. Exceeding the preset limit mutually agreed by You and between "Bank/s", or 3. Any payment issues arising out of the transaction, or 4. Decline of transaction for any other reason/s All payments made against the purchases/services on Website by you shall be compulsorily in Indian Rupees acceptable in the Republic of India. Website will not facilitate transaction with respect to any other form of currency with respect to the purchases made on Website. Before shipping / delivering your order to you, Seller may request you to provide supporting documents (including but not limited to Govt. issued ID and address proof) to establish the ownership of the payment instrument used by you for your purchase. This is done in the interest of providing a safe online shopping environment to Our Users. Further: 1. Transactions, Transaction Price and all commercial terms such as Delivery, Dispatch of products and/or services are as per principal to principal bipartite contractual obligations between Buyer and Seller and payment facility is merely used by the Buyer and Seller to facilitate the completion of the Transaction. Use of the payment facility shall not render Bengalis in Hyderabad liable or responsible for the non–delivery, non-receipt, non-payment, damage, breach of representations and warranties, non-provision of after sales or warranty services or fraud as regards the products and /or services listed on Bengalis in Hyderabad’s Website.
3. You understand, accept and agree that the payment facility provided by Bengalis in Hyderabad is neither a banking nor financial service but is merely a facilitator providing an electronic, automated online electronic payment, receiving payment through Cash On Delivery, collection and remittance facility for the Transactions on the Bengalis in Hyderabad Website using the existing authorized banking infrastructure and Credit Card payment gateway networks. Further, by providing Payment Facility, Bengalis in Hyderabad is neither acting as trustees nor acting in a fiduciary capacity with respect to the Transaction or the Transaction Price. Payment Facility for Buyers: • You, as a Buyer, understand that upon initiating a Transaction You are entering into a legally binding and enforceable contract with the Seller to purchase the products and /or services from the Seller using the Payment Facility, and You shall pay the Transaction Price through Your Issuing Bank to the Seller using Payment Facility. • You, as a Buyer, may agree with the Seller through electronic communication and electronic records and using the automated features as may be provided by Payment Facility on any extension / increase in the Dispatch and/or Delivery time and the Transaction shall stand amended to such extent. Any such extension / increase of Dispatch / Delivery time or subsequent novation / variation of the Transaction should be in compliance with Payment Facility Rules and Policies. • You, as a Buyer, shall electronically notify Payment Facility using the appropriate Bengalis in Hyderabad Website features immediately upon Delivery or non Delivery within the time period as provided in Policies. Non notification by You of Delivery or non Delivery within the time period specified in the Policies shall be construed as a deemed Delivery in respect of that Transaction. In case of Cash On Delivery transactions, Buyer is not required to confirm the receipt of products or services. • You, as a Buyer, shall be entitled to claim a refund of the Transaction Price (as Your sole and exclusive remedy) in case You do not receive the Delivery within the time period agreed in the Transaction or within the time period as provided in the Policies, whichever is earlier. In case you do not raise a refund claim using Website features within the stipulated time than this would make You ineligible for a refund. • You, as a Buyer, understand that the Payment Facility may not be available in full or in part for certain category of products and/or services and/or Transactions as mentioned in the Policies and hence You may not be entitled to a refund in respect of the Transactions for those products and /or services • Except for Cash On Delivery transaction, refund, if any, shall be made at the same Issuing Bank from where Transaction Price was received. • For Cash On Delivery transactions, refunds, if any, will be made via demand draft in favour of the Buyer (As per registration details provided by the Buyer) • Refund shall be made in Indian Rupees only and shall be equivalent to the Transaction Price received in Indian Rupees. • For electronics payments, refund shall be made through payment facility using NEFT / RTGS or any other online banking / electronic funds transfer system approved by Reserve Bank India (RBI). • Refund shall be conditional and shall be with recourse available to Bengalis in Hyderabad in case of any misuse by Buyer. • Refund shall be subject to Buyer complying with Policies. 4. Bengalis in Hyderabad reserves the right to impose limits on the number of Transactions or Transaction Price which Bengalis in Hyderabad may receive from on an individual Valid Credit/Debit/ Cash Card / Valid Bank Account/ and such other infrastructure or any other financial instrument directly or indirectly through payment aggregator or through any such facility authorized by Reserve Bank of India to provide enabling support facility for collection and remittance of payment or by an individual Buyer during any time period, and reserves the right to refuse to process Transactions exceeding such limit. 5. Bengalis in Hyderabad reserves the right to refuse to process Transactions by Buyers with a prior history of questionable charges including without limitation breach of any agreements by Buyer with Bengalis in Hyderabad or breach/violation of any law or any charges imposed by Issuing Bank or breach of any policy. 6. Bengalis in Hyderabad may do such checks as it deems fit before approving the receipt of/Buyers commitment to pay (for Cash On Delivery transactions) Transaction Price from the Buyer for security or other reasons at the discretion of Bengalis in Hyderabad. As a result of such check if Bengalis in Hyderabad is not satisfied with the creditability of the Buyer or genuineness of the Transaction / Transaction Price, it will have the right to reject the receipt of / Buyers commitment to pay Transaction Price. 7. Bengalis in Hyderabad may delay notifying the payment confirmation i.e. informing Seller to Dispatch, if Bengalis in Hyderabad deems suspicious or for Buyers conducting high transaction volumes to ensure safety of the Transaction and Transaction Price. In addition, Bengalis in Hyderabad may hold Transaction Price and Bengalis in Hyderabad may not inform Seller to Dispatch or remit Transaction Price to law enforcement officials (instead of refunding the same to Buyer) at the request of law enforcement officials or in the event the Buyer is engaged in any form of illegal activity. 8. The Buyer and Seller acknowledge that Bengalis in Hyderabad will not be liable for any damages, interests or claims etc. resulting from not processing a Transaction/Transaction Price or any delay in processing a Transaction/Transaction Price which is beyond control of Bengalis in Hyderabad. Compliance with Laws: 9. Buyer and Seller shall comply with all the applicable laws (including without limitation Foreign Exchange Management Act, 1999 and the rules made and notifications issued there under and the Exchange Control Manual as may be issued by Reserve Bank of India from time to time, Customs Act, Information and Technology Act, 2000 as amended by the Information Technology (Amendment) Act 2008, Prevention of Money Laundering Act, 2002 and the rules made there under, Foreign Contribution Regulation Act, 1976 and the rules made there under, Income Tax Act, 1961 and the rules made there under, Export Import Policy of government of India) applicable to them respectively for using Payment Facility and Bengalis in Hyderabad Website. Buyer’s arrangement with Issuing Bank: 10. All Valid Credit / Debit/ Cash Card/ and other payment instruments are processed using a Credit Card payment gateway or appropriate payment system infrastructure and the same will also be governed by the terms and conditions agreed to between the Buyer and the respective Issuing Bank and payment instrument issuing company. 11. All Online Bank Transfers from Valid Bank Accounts are processed using the gateway provided by the respective Issuing Bank which support Payment Facility to provide these services to the Users. All such Online Bank Transfers on Payment Facility are also governed by the terms and conditions agreed to between Buyer and the respective Issuing Bank.
Jurisdictional Issues/Sale in India Only Unless otherwise specified, the material on the Website is presented solely for the purpose of sale in India. Bengalis in Hyderabad make no representation that materials in the Website are appropriate or available for use in other locations/Countries other than India. Those who choose to access this site from other locations/Countries other than India do so on their own initiative and Bengalis in Hyderabad is not responsible for supply of products/refund for the products ordered from other locations/Countries other than India, compliance with local laws, if and to the extent local laws are applicable.
Trademark, Copyright and Restriction This site is controlled and operated by Bengalis in Hyderabad and products are sold by respective Sellers. All material on this site, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights. Material on Website is solely for Your personal, non-commercial use. You must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by email or other electronic means and whether directly or indirectly and You must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other website or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited. Any use for which You receive any remuneration, whether in money or otherwise, is a commercial use for the purposes of this clause. Trademark complaint Bengalis in Hyderabad respects the intellectual property of others. In case You feel that Your Trademark has been infringed, You can write to Bengalis in Hyderabad at [email protected] or [email protected]
Product Description Bengalis in Hyderabad we do not warrant that Product description or other content of this Website is accurate, complete, reliable, current, or error-free and assumes no liability in this regard.
Contact Us Please send any questions or comments (including all inquiries unrelated to copyright infringement) regarding this Website to [email protected] Grievance officer In accordance with Information Technology Act 2000 and rules made there under, the name and contact details of the Grievance Officer are provided below: Mr Mithun Ranjit Bengalis in Hyderabad Plot No. 36, Bank Colony, R. K. Puram Secunderabad - 500 056 Andhra Pradesh, India Phone: +91-9700046888 Email: [email protected]
POLICIES Profanity Policy Bengalis in Hyderabad prohibits the use of language that is racist, hateful, sexual or obscene in nature in a public area. This policy extends to text within listings, on Seller pages and all other areas of the site that another User may view. If the profane words are part of a title for the item being sold, we allow Sellers to 'blur' out the bulk of the offending word with asterisks (i.e., s*** or f***). Please report any violations of this policy to the correct area for review: • Report offensive Display Names • Report offensive language in a listing or otherwise If a feedback comment; or any communication made between Users on the Website; or email communication between Users in relation to transactions conducted on Website contain profanity, please review Our feedback removal policy and submit a request for action/removal. Disciplinary action may result in the indefinite suspension of a User's account, temporary suspension, or a formal warning. Bengalis in Hyderabad will consider the circumstances of an alleged policy violation and the user's trading records before taking action. Violations of this policy may result in a range of actions, including: 1. Limits placed on account privileges; 2. Loss of special status; 3. Account suspension. If Bengalis in Hyderabad has suspicion or knowledge, that any of its users are involved in any activity that is intended to provide claims or information that is false, misleading or not genuine, then Bengalis in Hyderabad may while reserving its rights to initiate civil and/or criminal proceedings against User may also at its sole discretion suspend, block, restrict, cancel the Display Name of such buyer and seller and /or disqualify that User and any related Users from availing protection through this program. Bengalis in Hyderabad reserves its right to initiate civil and/or criminal proceedings against a User who, files a invalid and/or false claims or provides false, incomplete, or misleading information. In addition to the legal proceedings as aforesaid, Bengalis in Hyderabad may at its sole discretion suspend, block, restrict, cancel the Display Name [and its related Display Names] of such User and/or disqualify that User and any related Users from availing protection through this program. Any person who, knowingly and with intent to injure, defraud or deceive, files a Fraudulent Complaint containing false, incomplete, or misleading information may be guilty of a criminal offence and will be prosecuted to the fullest extent of the law.
Returns Policy Definition: ‘Return’ is defined as the action of giving back the item purchased by the Buyer to the Seller on the Bengalis in Hyderabad website. Following situations may arise: 1. Item was defective 2. Item was damaged during the Shipping 3. Product(s) was / were missing 4. Wrong item was sent by the Seller. Return could also result in refund of money in most of the cases. Points to be noted: 1. Seller can always accept the return irrespective of the policy. 2. If Seller disagrees a return request, Buyer can file a dispute with Bengalis in Hyderabad. We encourage the Buyer to review the listing before making the purchase decision. In case Buyer orders a wrong item, Buyer shall not be entitled to any return/refund. Buyer need to raise the refund request within 10 days from the date of payment realization. Once Buyer has raised a return request by contacting Us on Our Toll Free Number, Seller while closing the return ticket can select one of the following: 1. Replace after shipment collection - Seller has agreed to wait for the logistics team to collect the shipment from the buyer before replacing it) 2. Refund after shipment collection - Seller has agreed to wait for the logistics team to collect the shipment from the buyer before refunding) 3. Refund without shipment collection - Seller has agreed to refund the buyer without expecting the original shipment back) 4. Replace without shipment collection - Seller has agreed to replace the order without expecting the original shipment back) In the event the Seller accepts the return request raised by the Buyer, Buyer will have to return the product and then the refund shall be credited to the Buyers account. In case the Seller doesn’t close the ticket in 3 days from the date of intimation to the Seller about the refund request, the refund request shall be settled in favor of the Buyer. Shipping cost for returning the product shall be borne and incurred by the Buyer. Replacement Definition: Replacement is the action or process of replacing something in place of another. A Buyer can request for replacement whenever he is not happy with the item, reason being Damaged in shipping, Defective item, Item(s) missing, wrong item shipped and the like. Points to be noted: 1. Seller can always accept the return irrespective of the policy. 2. If Seller disagrees for a return request, Buyer can file a dispute with the Grievance Cell. Buyer need to raise the replacement request within 3 days from the date of delivery of products. Once Buyer has raised a replacement request by contacting Us on the phone number provided on the Website. Once the replacement request has been raised, the following steps shall be followed: 1. Buyer is asked for “Reason for Return”. Among others, the following are the leading reasons: • Shipping was damaged • Item was defective • Item Dead on Arrival • Item(s) were missing • Wrong item sent 2. An intimation shall be provided to Seller seeking either “approval” or “rejection” of the replacement request. 3. In case the Seller accepts the replacement request, Buyer shall be required to return the product to the Seller and only after return of the product, Seller shall be obliged to provide the replacement product to the Buyer. 4. Incase Seller rejects the replacement request, Buyer can choose to raise a dispute by writing to [email protected] In case the Seller doesn’t have the product at all, Seller can provide the refund to the Buyer and Buyer shall be obligated to accept the refund in lieu of replacement. All the product parameters shall be required to be complied with in cases of replacement. If the Seller doesn’t respond to the Buyer’s replacement request, within three (3) days from the date of replacement request placed by the Buyer, refund shall be processed in favor of Buyer and Seller shall be liable to refund amount paid to the Seller. All shipping and other replacement charges shall be borne and incurred by the Buyer. Disputes (Resolutions) Policy Overview Generally, transactions are conducted smoothly on Bengalis in Hyderabad. However there may be some cases where both the Buyers and Sellers may face issues. At Bengalis in Hyderabad, we have a Dispute Resolution process in order to resolve disputes between Buyers and Sellers. What is a ‘dispute’? A ‘Dispute’ can be defined as a disagreement between a Buyer and a Seller in connection with a transaction on the Website. How does a ‘dispute’ occur in the Marketplace? Disputes are filed as a result of a disagreement between the Buyer and the Seller. Disputes arise out of an issue that is raised by either party not being completely satisfied with the resolution of their complaint/issue. It is important that before a Buyer/Seller raises a dispute, they should attempt to solve the issue. Please note that whenever a Buyer raises a dispute, the Seller’s payment for that order is put on hold immediately until the issue is resolved. How is a ‘dispute’ created? Whenever there is a disagreement, the Buyer can write to [email protected], while the Seller can write to [email protected], in order to raise a dispute. Disputes can be raised at a particular transaction level. What are the various types of ‘disputes’? Following are the indicative examples of potential disputes: 1. Wrong item received 2. Item Not as described • Damaged or Seal broken on Product • Part/Accessory missing • Item not Compatible • Seller Description/Specification Wrong • Defective (Functional issues) • Product not working and Manufacturer claims invalid Invoice In case the Seller rejects the return request of the Buyer, and Buyer raises a dispute, then Bengalis in Hyderabad will try to mediate and resolve the dispute between both the parties. If the dispute is resolved in favour of the Buyer, a refund is provided once the product is returned to the Seller. If the dispute is settled in favour of the Seller, Buyer is entitled to any refund. Buyer Eligibility and Restrictions ● Only the Buyers who have purchased the product on Bengalis in Hyderabad are eligible for the Buyer Protection Program. ● Buyers can file a dispute within 45 days from the date of delivery of the product ● Any damage or loss to the product after delivery will not be covered under this program and will completely be the Buyer’s responsibility. Buyers should refuse to accept delivery if the item is damaged. ● To be able to take advantage of the Buyer Protection Program, Buyers should first contact the Seller and attempt to resolve the issue. If the Buyer doesn't hear from the Seller or is unable to resolve the issue with the Seller even after contact, a dispute can be raised with Bengalis in Hyderabad by writing an email to [email protected] ● Fraudulent charges and claims are not covered. ● If the Buyer has already initiated chargeback through the credit card issuing bank, it will not be covered under Buyer Protection Program, though in such cases a Seller can file a claim through the Seller Protection Program. ● Blacklisted and Blocked Buyers are not covered by the Buyer Protection Program. ● Buyers who have reached their maximum lifetime limit for claims are also not eligible. Buyers can make a maximum of 5 claims per year on Bengalis in Hyderabad. If the claim was withdrawn, it is not counted. The coverage amount will be limited to Rs. 5,000. ● Through the Buyer Protection program, Bengalis in Hyderabad does not provide any guarantee/warranty to Buyers for products sold on Bengalis in Hyderabad against technical/manufacturing defects. ● Raising disputes against Sellers does not automatically entitle the Buyer to a refund or replacement for the product purchased. Bengalis in Hyderabad shall verify the disputes so raised and may process only such claims that are valid and genuine. ● Bengalis in Hyderabad shall at no point be responsible for any direct or indirect losses, expenses, costs of any nature whatsoever that may be incurred by any Buyer/Seller. ● Claims of the nature of ’Buyer remorse’ (i.e. instances where products are bought by the Buyer by mistake or where the Buyer chooses to change his/her mind with regard to the product purchased by him) will not be entertained through this program. ● Bengalis in Hyderabad reserves its right to initiate civil and/or criminal proceedings against a User who, files an invalid and/or false claims or provides false, incomplete, or misleading information. In addition to the legal proceedings as aforesaid, Bengalis in Hyderabad may at its sole discretion suspend, block, restrict, cancel the Display Name [and its related Display Names] of such User and/or disqualify that user and any related users from availing protection through this program. ● Decisions made by Bengalis in Hyderabad under the Buyer Protection Program shall be final and binding on its Users. ● Bengalis in Hyderabad reserves the right to modify / discontinue Buyer Protection Program without any prior notice period to its Users. ● Through this program, Bengalis in Hyderabad shall not entertain claims of Buyers who have incurred loss due to delayed shipment or delivery of the item by the Seller. Disputes via Chargeback Whenever a chargeback (CB) comes from a payment gateway/bank, following situations may arise: 1. Item not received CB - Buyer hasn’t received the item. Refund will be created in accordance with the dispute policies 2. Unauthorized CB - Buyer hasn’t made this particular transaction. Refund will be created in accordance with the dispute policies. Seller expressly agrees that issuing the correct and complete invoice is the sole and primary responsibility of the Seller. Furthermore, Seller shall ensure that invoices state "Powered by Bengalis in Hyderabad" and failing to do so Seller will be liable for chargebacks (as applicable). 3. Item not as described - meaning item is not what Buyer expected. Dispute will be decided in accordance with the dispute policies. Email Abuse & Threat Policy Private communication, including email correspondence, is not regulated by Bengalis in Hyderabad. Bengalis in Hyderabad encourages its Users to be professional, courteous and respectful when communicating by email. However, Bengalis in Hyderabad will investigate and can take action on certain types of unwanted emails that violate Bengalis in Hyderabad policies. Such instances: Threats of Bodily Harm – Bengalis in Hyderabad does not permit Users to send explicit threats of bodily harm. Misuse of Bengalis in Hyderabad System – Bengalis in Hyderabad allows Users to facilitate transactions through the Bengalis in Hyderabad system, but will investigate any misuse of this service. Spoof (Fake) email – Bengalis in Hyderabad will never ask you to provide sensitive information through email. In case you receive any spoof (fake) email, you are requested to report the same to Us through ‘Contact Us’ tab. Spam (Unsolicited Commercial email) – Bengalis in Hyderabad’s spam policy applies only to unsolicited commercial messages sent by Bengalis in Hyderabad Users. Bengalis in Hyderabad Users are not allowed to send spam messages to other Users. Offers to Buy or Sell Outside of Bengalis in Hyderabad – Bengalis in Hyderabad prohibits email offers to buy or sell listed products outside of the Bengalis in Hyderabad Website. Offers of this nature are a potential fraud risk for both Buyers and Sellers. Bengalis in Hyderabad policy prohibits user-to-user threats of physical harm via any method including, phone, email and on Our public message boards. Violations of this policy may result in a range of actions, including: • Limits on account privileges • Account suspension • Cancellation of listings • Loss of special status Other Businesses Bengalis in Hyderabad does not take responsibility or liability for the actions, products, content and services on the Website, which are linked to Affiliates and / or third party websites using Website’s APIs or otherwise. In addition, the Website may provide links to the third party websites of Our affiliated companies and certain other businesses for which, Bengalis in Hyderabad assumes no responsibility for examining or evaluating the products and services offered by them. Bengalis in Hyderabad do not warrant the offerings of, any of these businesses or individuals or the content of such third party website(s). Bengalis in Hyderabad does not endorse, in any way, any third party website(s) or content there